Top 10 Essential Insurance and Finance Resources in Africa


Insurance is no longer a luxury in Africa. It’s becoming a critical part of financial stability, allowing families, entrepreneurs, and communities to protect themselves against unexpected risks. Alongside growing access to banking and mobile money, insurance helps create the resilience needed for sustainable development.

Across the continent, established insurers, digital innovators, and referral-driven networks are shaping how people engage with finance. Below are ten organizations and platforms making an impact.

1. African Insurance Organization (AIO)

The AIO brings together insurers, regulators, and stakeholders across the continent to share knowledge and promote best practices. Its work helps create a stronger, more unified insurance market.
👉 Visit AIO

2. FSD Africa

FSD Africa supports financial sector development programs in more than 30 African countries. From capital markets to insurance, it works with partners to make financial services more inclusive.
👉 Visit FSD Africa

3. Sanlam Group

Sanlam is one of Africa’s largest insurers, with a presence in more than 30 countries. Its services range from life and health insurance to investments, supporting both individuals and businesses.
👉 Visit Sanlam

4. Old Mutual Africa

Old Mutual has been operating in Africa for more than a century. Today, it offers a wide variety of insurance and investment products tailored to local markets, with a strong reputation for reliability.
👉 Visit Old Mutual

5. MicroEnsure

MicroEnsure focuses on affordable microinsurance products that serve low-income communities. By working through mobile operators and referral networks, it reaches customers who would otherwise remain uninsured.
👉 Visit MicroEnsure

6. Allianz Africa

A global powerhouse, Allianz operates in more than a dozen African markets. Its strength lies in offering both traditional and digital-first solutions for health, travel, and business coverage.
👉 Visit Allianz

7. AXA Mansard

Based in Nigeria, AXA Mansard provides health, life, and general insurance products. It has a strong focus on innovation, particularly in leveraging mobile platforms for wider access.
👉 Visit AXA Mansard

8. Liberty Holdings

Liberty Holdings is a South African financial services company offering insurance, investments, and asset management. Its regional footprint and established brand make it a trusted name.
👉 Visit Liberty

9. Africa Re

Africa Re is the continent’s leading reinsurance corporation, supporting insurers in over 40 African countries. Its work strengthens the entire insurance ecosystem by spreading and managing risk.
👉 Visit Africa Re

10. Bima

Bima delivers insurance and health services to underserved communities through mobile phones. Its referral-driven model has helped millions of Africans access affordable coverage for the first time.
👉 Visit Bima

Why These Resources Matter

Each of these organizations contributes to the growth of insurance and finance across Africa. From large multinationals to nimble digital-first startups, they all play a role in making financial security more accessible.

As adoption continues to grow, referral networks and community-based trust will remain vital to spreading coverage. Whether you’re an entrepreneur, a farmer, or simply planning for your family’s future, insurance is one of the smartest financial steps you can take.

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